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The European Union has introduced the EU AI Act, classifying AI system risks into four levels for comprehensive regulation. In contrast, the United States is using existing laws and supervisory tools to address AI.

Europe's Comprehensive AI Regulation

The European Union (EU) has enacted the EU AI Act (Comprehensive AI Law) to respond to the rapid advancements in AI (Artificial Intelligence). This law adopts a comprehensive approach, classifying AI systems into four risk levels for regulation. This reflects an intention to prevent and control potential risks that AI may pose to society.

US's Flexible Approach to AI Regulation

Unlike Europe, the United States takes a more flexible stance on AI regulation. The US is responding to the development of AI technology by utilizing existing supervisory tools and laws, rather than enacting new comprehensive legislation. This is interpreted as a pragmatic approach to apply necessary regulations without hindering AI innovation.

*Source: ペイメントナビ (2026-04-23)*

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